:root{
  --navy:#0A2647;
  --navy-mid:#123A6B;
  --blue:#2C74B3;
  --gold:#D98F2B;
  --gold-deep:#B5701A;
  --paper:#F6F2E9;
  --paper-line:#DCD3BE;
  --card:#FFFFFF;
  --ink:#1C1F26;
  --ink-soft:#4B5160;
  --stamp-red:#9C3B3B;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:'Inter',system-ui,-apple-system,Segoe UI,sans-serif;
  line-height:1.6;
}
h1,h2,h3,h4{
  font-family:'Manrope',system-ui,sans-serif;
  color:var(--navy);
  margin:0 0 .5em 0;
  letter-spacing:-.01em;
}
.mono{font-family:'IBM Plex Mono',monospace;}
a{color:inherit;}
img{max-width:100%;display:block;}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px;}

/* paper texture bg lines */
.paper-lines{
  background-image:repeating-linear-gradient(to bottom, transparent, transparent 27px, var(--paper-line) 28px);
}

/* Header */
header.site{
  position:sticky;top:0;z-index:50;
  background:var(--navy);
  border-bottom:3px solid var(--gold);
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 24px;max-width:1120px;margin:0 auto;
}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;}
.brand-seal{
  width:42px;height:42px;border-radius:50%;
  border:2px solid var(--gold);
  display:flex;align-items:center;justify-content:center;
  font-family:'Manrope',sans-serif;font-weight:800;color:var(--gold);
  font-size:15px;flex:none;
}
.brand-name{color:#fff;font-family:'Manrope',sans-serif;font-weight:800;font-size:17px;line-height:1.15;}
.brand-name span{display:block;font-family:'Inter',sans-serif;font-weight:400;font-size:11.5px;color:#C9D3E0;letter-spacing:.04em;text-transform:uppercase;margin-top:2px;}
nav.links{display:flex;gap:28px;align-items:center;}
nav.links a{color:#DCE4F0;text-decoration:none;font-size:14.5px;font-weight:600;}
nav.links a:hover{color:var(--gold);}
.nav-cta{
  background:var(--gold);color:var(--navy)!important;padding:9px 18px;border-radius:3px;
  font-weight:800!important;
}
.nav-cta:hover{background:#fff!important;}
.burger{display:none;background:none;border:none;color:#fff;font-size:26px;cursor:pointer;}

@media (max-width:820px){
  nav.links{
    position:absolute;top:100%;left:0;right:0;background:var(--navy);
    flex-direction:column;align-items:flex-start;padding:18px 24px 24px;
    display:none;gap:16px;border-top:1px solid rgba(255,255,255,.12);
  }
  nav.links.open{display:flex;}
  .burger{display:block;}
}

/* Hero */
.hero{
  background:linear-gradient(160deg,var(--navy) 0%,var(--navy-mid) 62%, #164a86 100%);
  color:#fff;padding:74px 0 92px;position:relative;overflow:hidden;
}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr;}}
.eyebrow{
  display:inline-block;color:var(--gold);font-family:'IBM Plex Mono',monospace;
  font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px;
  border:1px solid rgba(217,143,43,.5);padding:5px 12px;border-radius:2px;
}
.hero h1{color:#fff;font-size:clamp(30px,4.2vw,46px);line-height:1.12;max-width:16ch;}
.hero p.lead{color:#D7E0EE;font-size:17.5px;max-width:46ch;margin:18px 0 28px;}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;}
.btn{
  display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:3px;
  font-weight:700;text-decoration:none;font-size:15px;border:2px solid transparent;cursor:pointer;
  font-family:'Manrope',sans-serif;
}
.btn-primary{background:var(--gold);color:var(--navy);}
.btn-primary:hover{background:#fff;}
.btn-ghost{border-color:rgba(255,255,255,.4);color:#fff;}
.btn-ghost:hover{border-color:#fff;}

/* the stamped policy card - signature element */
.policy-card{
  background:var(--card);color:var(--ink);border-radius:4px;
  padding:26px 26px 22px;position:relative;
  box-shadow:0 24px 60px -18px rgba(0,0,0,.55);
  transform:rotate(-1.4deg);
  border:1px solid #E4DFD1;
}
.policy-card::before{
  content:"";position:absolute;inset:8px;border:1px dashed #C9C2AE;pointer-events:none;
}
.policy-card .pc-head{display:flex;justify-content:space-between;align-items:flex-start;border-bottom:1px solid #E4DFD1;padding-bottom:12px;margin-bottom:14px;}
.policy-card .pc-head b{font-family:'Manrope',sans-serif;font-size:14px;color:var(--navy);}
.policy-card .pc-head .ref{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--ink-soft);}
.pc-row{display:flex;justify-content:space-between;font-size:13.5px;padding:7px 0;border-bottom:1px dotted #E4DFD1;}
.pc-row span:first-child{color:var(--ink-soft);}
.pc-row span:last-child{font-family:'IBM Plex Mono',monospace;font-weight:600;color:var(--navy);}
.seal{
  position:absolute;right:-14px;bottom:-16px;width:104px;height:104px;border-radius:50%;
  border:3px solid var(--stamp-red);color:var(--stamp-red);
  display:flex;align-items:center;justify-content:center;text-align:center;
  transform:rotate(-14deg);opacity:.88;font-family:'Manrope',sans-serif;
  background:rgba(156,59,59,.03);
}
.seal-inner{font-size:9.5px;font-weight:800;letter-spacing:.05em;line-height:1.35;text-transform:uppercase;}
.seal-inner .big{display:block;font-size:15px;letter-spacing:.02em;margin:2px 0;}

/* sections */
section{padding:64px 0;}
.section-head{max-width:640px;margin:0 auto 40px;text-align:center;}
.section-head .eyebrow{color:var(--gold-deep);border-color:#E7CDA0;}
.section-head h2{font-size:clamp(24px,3vw,32px);}
.section-head p{color:var(--ink-soft);font-size:16px;}

.grid-services{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media (max-width:900px){.grid-services{grid-template-columns:repeat(2,1fr);}}
@media (max-width:600px){.grid-services{grid-template-columns:1fr;}}
.svc-card{
  background:var(--card);border:1px solid #E9E3D3;border-radius:4px;padding:26px 22px;
  border-top:3px solid var(--navy);
}
.svc-card .num{font-family:'IBM Plex Mono',monospace;color:var(--gold-deep);font-size:12.5px;letter-spacing:.08em;}
.svc-card h3{font-size:18px;margin-top:8px;}
.svc-card p{color:var(--ink-soft);font-size:14.5px;margin:0;}

.band{background:var(--navy);color:#fff;}
.band h2{color:#fff;}
.grid-why{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
@media (max-width:900px){.grid-why{grid-template-columns:repeat(2,1fr);}}
@media (max-width:520px){.grid-why{grid-template-columns:1fr;}}
.why-item{padding:18px 0;border-top:2px solid rgba(217,143,43,.5);}
.why-item .idx{font-family:'IBM Plex Mono',monospace;color:var(--gold);font-size:12.5px;}
.why-item h4{color:#fff;font-size:16.5px;margin:6px 0 6px;}
.why-item p{color:#C7D1E0;font-size:14px;margin:0;}

.steps{display:flex;gap:0;position:relative;}
@media (max-width:820px){.steps{flex-direction:column;}}
.step{flex:1;padding:0 20px;position:relative;}
.step:first-child{padding-left:0;}
.step:last-child{padding-right:0;}
.step .n{
  width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--gold);
  display:flex;align-items:center;justify-content:center;font-family:'IBM Plex Mono',monospace;
  font-weight:700;margin-bottom:14px;
}
.step h4{font-size:16px;margin-bottom:6px;}
.step p{font-size:14px;color:var(--ink-soft);margin:0;}

.contact-strip{
  background:var(--card);border:1px solid #E9E3D3;border-radius:4px;padding:30px;
  display:grid;grid-template-columns:repeat(3,1fr);gap:24px;
}
@media (max-width:760px){.contact-strip{grid-template-columns:1fr;}}
.contact-strip .item .lbl{font-family:'IBM Plex Mono',monospace;font-size:11.5px;color:var(--gold-deep);text-transform:uppercase;letter-spacing:.08em;}
.contact-strip .item div.val{font-size:15px;margin-top:6px;color:var(--navy);font-weight:600;}
.contact-strip .item div.val a{text-decoration:none;color:var(--navy);}

footer{background:var(--navy);color:#C7D1E0;padding:44px 0 26px;font-size:14px;}
footer .fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;margin-bottom:30px;}
@media (max-width:760px){footer .fgrid{grid-template-columns:1fr;}}
footer h4{color:#fff;font-size:14.5px;margin-bottom:14px;}
footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px;}
footer a{color:#C7D1E0;text-decoration:none;}
footer a:hover{color:var(--gold);}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:13px;color:#9AA7BC;}

/* legal pages */
.legal-hero{background:var(--navy);color:#fff;padding:54px 0 46px;}
.legal-hero .eyebrow{color:var(--gold);border-color:rgba(217,143,43,.5);}
.legal-hero h1{color:#fff;font-size:clamp(26px,3.6vw,36px);}
.legal-hero p{color:#C7D1E0;max-width:56ch;}
.legal-body{padding:50px 0 70px;}
.legal-body .wrap{max-width:820px;}
.legal-body h2{font-size:19px;margin-top:38px;padding-top:6px;border-top:1px solid #E4DFD1;}
.legal-body h2:first-child{border-top:none;margin-top:0;}
.legal-body p,.legal-body li{color:var(--ink-soft);font-size:15px;}
.legal-body ul{padding-left:20px;}
.legal-note{
  background:var(--card);border-left:3px solid var(--gold);padding:16px 20px;border-radius:2px;
  font-size:14px;color:var(--ink-soft);margin-bottom:34px;
}
.toc{background:var(--card);border:1px solid #E9E3D3;border-radius:4px;padding:20px 24px;margin-bottom:10px;}
.toc div.t{font-family:'IBM Plex Mono',monospace;font-size:11.5px;color:var(--gold-deep);text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px;}
.toc ol{margin:0;padding-left:20px;}
.toc a{color:var(--navy);text-decoration:none;font-size:14.5px;}
.toc a:hover{color:var(--gold-deep);}

/* contact page form */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start;}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr;}}
.form-card{background:var(--card);border:1px solid #E9E3D3;border-radius:4px;padding:30px;}
.form-card h3{font-size:18px;}
.field{margin-bottom:18px;}
.field label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:6px;}
.field input,.field select{
  width:100%;padding:11px 12px;border:1px solid #D6CFBC;border-radius:3px;font-size:14.5px;
  font-family:'Inter',sans-serif;background:#FCFAF5;color:var(--ink);
}
.field input:focus,.field select:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold);}
.hint{font-size:12.5px;color:var(--ink-soft);margin-top:5px;}
.submit-btn{
  width:100%;background:var(--navy);color:#fff;border:none;padding:13px;border-radius:3px;
  font-weight:800;font-size:15px;cursor:pointer;font-family:'Manrope',sans-serif;
}
.submit-btn:hover{background:var(--navy-mid);}
.form-note{font-size:12.5px;color:var(--ink-soft);margin-top:12px;}
.form-status{margin-top:14px;font-size:14px;padding:10px 14px;border-radius:3px;display:none;}
.form-status.ok{display:block;background:#E9F3E9;color:#2C5E2C;border:1px solid #C6E0C6;}
.info-block{padding-top:6px;}
.info-block .row{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid #E4DFD1;}
.info-block .row .ico{
  width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);
  display:flex;align-items:center;justify-content:center;flex:none;font-family:'IBM Plex Mono',monospace;font-size:14px;
}
.info-block .row .txt b{display:block;color:var(--navy);font-size:14.5px;margin-bottom:2px;}
.info-block .row .txt span{font-size:14px;color:var(--ink-soft);}
.map-link{display:inline-block;margin-top:8px;font-size:13.5px;font-weight:700;color:var(--blue);text-decoration:underline;}